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Frequently Asked Questions

Get all your title loan questions answered here. Receive loans from $500-$50,000 in just under 24 hours!

Q: Why should I pick Premium Loans over all other loan companies?

A: We offer affordable plans for car title loans in Salinas with Premium Loans on any car that you have the title for! We also provide you with excellent and speedy service. We pride ourselves on our high quality service so you can get the cash you need with an online title loans in Salinas with Premium Loans as soon as possible! We also have some fantastic interest rates!

Q: What happens once I am pre-approved for car title loans in Salinas with Premium Loans?

A: Congratulations! Once you are pre-approved, one of our friendly and knowledgeable customer service agents will contact you and take you through the rest of the procedure.

Q: Will I still be able to keep using my car after I get approved for online title loans in Salinas?

A: Yes! We know how important it is for you to be able to drive back and forth to work or take care of your family. You are allowed full access to your auto with online title loans in Salinas with Premium Loans!

Q: How fast can I get the fast money that I need?

A: We can get you the money you need in less than 24 hours!

Q: Can I pay off my Premium Loans before 42 months if I want?

A: You may pay off the loan as quickly as you feel comfortable doing. You will never be charged a fee or fine if you want to pay off your loan before time. You deserve to have the choice to select the way you want to handle your own financial condition.

Q: How do I go about getting a car title loan in Salinas with Premium Loans?

A: All you have to do is apply right here on our site. You may also call us over the phone and speak to us directly. We determine the value of your car based on Kelley Blue Book. Then we give you your authorization for a loan so you know how much you can take out.

Q: Can I still apply for a Premium Loans if I have bad credit or no credit? What about a personal bankruptcy?

A: Of course! You do not have to worry if your credit isn't good or even if you have no credit at all. And, a bankruptcy will never stop you from getting great online title loans in Salinas. We're more than happy to help you in getting the loan that you need!

Q: What are car title loans in Salinas or a pink slip loan?

A: A pink slip loan is a loan that allows you to use your pink slip as collateral for the cash you need. When you take out car title loans in Salinas with Premium Loans, you are using your vehicle's pink slip to secure the loan. You can continue to drive your car while you have the loan and once you pay the loan off, you get the title to you vehicle back! These kinds of loans are rapid, easy and can really help out those who need a loan fast.

Q: What payment methods can I use?

A: We may take certified checks, money orders, or debit cards from Visa or MasterCard.

Q: How do your interest rates compare to other lenders in the industry?

A: We are proud to offer great interest rates and are proud of it!

Q: Do you have flexible payment plans?

A: Yes! We have some very flexible payment plans, actually! We will work with you to find one that suits your needs!

Why us

Our company has established itself as a great resource for car title loans.

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PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.

PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106